Boat Insurance

Boat and Personal Watercraft Insurance

Larger and faster boats, such as fishing boats with larger engines, speed boats, yachts, and personal watercrafts such as jet skis and wave runners require a separate boat insurance policy.

Boat insurance can also cover:

*For physical loss or damage, coverage includes the hull, machinery, fittings, furnishings and permanently attached equipment for an Agreed Value

*Boat policies also provide broader liability protection than a homeowners policy

*Bodily injury – for injuries caused to another person

*Property damage – for damage caused to someone else’s property

*Guest passenger liability – for any legal expenses incurred by someone using the boat with the owner’s permission

*Medical payments – for injuries to the boat owner and other passengers

*Theft