General and Professional Liability
Coverage Offered On General Liability, Professional Liability & Workers Compensation
*Adult Day Care Centers *Alarm Installation *Apartments - large and small *Artisan Contractors *Bars & Taverns *Beauty Salons/Barber Shops *Bed & Breakfast *Builders Risk *Campgrounds *Carwash *Catering *Churches *Commercial Property *Convenience Stores *Cowboy Hat Manufacturer and Shaping *Cowboy Churches *Day Care Centers *Deli/Coffee Shops *Exercise Health Studios *Flea Markets *Food Manufacturing *General Contractors *Guides and Outfitters *Handyperson Services *Homeowners Associations *Hotel and Motel *Janitorial *Landscaping Contractors *Lawn Service *Lessors Risk Liability *Mobile Home Parks *Pawn Shops *Pressure Cleaning *Pumper Gaugers *Push Cart Vendors *Resorts *Restaurants (includes liquor liability) *Special Events (includes liquor liability) *Tattoo Parlors *Tenant Dwelling *Tree Trimmers *Vacant Buildings *Warehouses
Commercial General Liability (CGL) insurance protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising). Premises/operations coverage pays for bodily injury or property damage that occurs on your premises or as a result of your business operations. Products/completed operations coverage pays for bodily injury and property damage that occurs away from your business premises and is caused by your products or completed work.
Excess liability insurance pays for covered losses that exceed your CGL policy’s dollar limit.
Umbrella liability insurance is excess liability insurance coverage above the limits of automobile liability and CGL policies. The umbrella policy also provides liability coverage for exposures not covered under the primary CGL insurance policies and not excluded by the umbrella liability insurance policy.